Dear Investors

The First International Bank is continuing to display a high level of stability and financial resilience concurrent with a growth in profitability. In the third quarter of the year, we attained a favorable double-digit ROE. Against the background of the economic recession, the First International Bank is maintaining its lead in stability ratios, and is continuing to present capital adequacy and deposits to credit ratios that are among the highest in the banking system.

Net earnings of the First International Bank Group in Q309 amounted to NIS 167 million, an increase of 203.6% year-on-year and 19.3% quarter-on-quarter. Net earnings in the first nine months of the year rose by 72.6% to NIS 416 million.